Down Payment Toward Equity Act of 2021-Expained
Table Of Contents What is the Down Payment Toward Equity Act of 2021? The Down Payment Toward Equity Act of 2021 is a piece of legislation that was introduced to Congress on 14th April 2021. It is aimed at addressing the rising concerns over several issues. One of them is the skyrocketing prices of homes, […]
13 Tips On How To Survive An Upcoming Recession
Table Of Contents How To Survive An Upcoming Recession Chances are that the world will face a recession in the upcoming months or years. Recession is a scary word, and most people don’t know how to survive one. If you’re wondering how to survive an upcoming recession, you’ve come to the right place. Below we’ll […]
RESPA Section 8 Explained
Table Of Contents RESPA Section 8 Explained Just like the truth, sometimes it’s hard to tell who is scamming you in real estate. The Real Estate Settlement Procedures Act (RESPA) Section 8 protects consumers from lenders and settlement service providers that are out to scam them. Now you’ll know if RESPA section 8 violations are […]
What Is a Guarantor
Table Of Contents What Is a Guarantor? If you have rented a house at one time in your life, you are most likely familiar with the term guarantor. This is not the only instance where guarantors are required. You will also be asked to bring a guarantor when borrowing money from specific lenders. In this […]
Is Biden’s First Time Homebuyer Act For You
Table Of Contents Biden First Time Homebuyer Act The Biden first-time homebuyer act seeks to alleviate the cost of home buying by first-timers through offering tax credits. It first came to life as a campaign promise by the current United States president, Joe Biden; thus the name. It’s currently a bill awaiting ratification by Congress, […]
Is A Reverse Annuity Mortgage For You
Table Of Contents Reverse Annuity Mortgage Ever thought of Reverse Annuity Mortgage as your retirement plan? Growing old is inevitable, and it comes with retirement. When young, our main goal is to lead a good and peaceful life even at our old age. There are different retirement plans that people apply, and one of them […]
Christmas Loans Online
Table Of Contents Christmas Loans Online Review The Christmas holidays are one of the most anticipated times of the year. It’s the time for love and giving. Friends and families get together to have a merry time. Of course, you’ll need to spend a bit of money on such an occasion. If you feel you […]
Who Delivers Your Offer to the Seller
Table Of Contents Who Delivers Your Offer to the Seller? First, the buyer’s agent is always responsible for delivering a written offer to a seller. The specific circumstances must be considered to determine the best strategy for presenting an offer to a seller. Two Standard Methods Are: * Sending fax with a fully signed contract […]
Easy Online Loans
Table Of Contents Easy Online Loans – Cash In Your Account Fast These days, loans are desirable to anyone who wants quick cash to pay them immediately. With the rise of online avenues, the shift to online loans has become popular because of accessibility to many people’s options. So today, you’ll be learning why these […]
What Is Housing Ratio
Table Of Contents HOUSING RATIO – WHAT IS IT? Buying a new home is exciting, but there are plenty of factors that play a role in the approval. One of them is your housing ratio. This is the percentage of your income the lender feels you can allocate towards your home loan. It influences their […]
Know Your Tri Merge Credit Report
Table Of Contents WHAT IS A TRI MERGE CREDIT REPORT? Not all of the information is the same on each Tri Merge credit report, and that can be tricky when you need accurate information. There are three major credit report entities out there, and each of them can have different information on them. Tri Merge […]
Is Better Day Loans Legit
Table Of Contents BETTER DAY LOANS PROS AND CONS Is Better Day Loans Legit? Better Day Loans is a tribal lender based in Santa Rosa, California, operated by the Kashia Band of Pomo Indians of the Stewarts Point Rancheria. The company is a tribal lender, which means that they are Native American-owned Businesses but also […]
How To Avoid Due On Sale Clause
Table Of Contents What You Need to Know About The Due on Sale Clause If you’re thinking about selling your home, learn about the due on sale clause. The idea is to find out what it is, how it works, and its significances. You also need to know how the clause will affect your home […]
The Escrow Process – 8 Steps
Table Of Contents What Is The Escrow Process When purchasing a house, there is something called escrow, and it provides for the best and legit way of purchasing a house. The escrow process will take care of the transaction from the moment the seller accepts the house offers up to the time you get the […]
Home Loan Guide Released By Mortgage Loan Advocate.com
Mortgage Loan Advocate Releases FREE 38 Page Home Loan Guide Press Release DuBois, Pa: MortgageLoanAdvocate.com today announced their Free 38-page Advocates FREE Home Loan Guide. The guide is for future and current homeowners and offers insights into Mortgages, Loan Modifications, Foreclosures, Forbearance, Short Sales, and loads more information. “Best FREE Home Loan Guide To Be […]
Taking a look at the best options for repairing your credit
Table Of Contents “Taking a look at the best options for repairing your credit” by: TheCreditPeople Credit repair has evolved. During the previous decade and earlier the concept of credit repair held a mysterious and almost shameful association. Thankfully, those years are behind us. Today there are many options out there for assisting people with bad […]
What Credit Score Do You Start With
Table Of Contents WHAT CREDIT SCORE DO YOU START WITH? You build both a credit score and a history when you begin borrowing money. However, what credit score do you start with? Figuring out your score can help you know the line of credit available to you and strategize on how to improve it. So, […]
Guide To Rent To Own Homes
Table Of Contents THE ONLY GUIDE YOU WILL EVER NEED TO UNDERSTAND “Rent To Own Homes” As a homebuyer, a mortgage is typically required to purchase a home. Your credit needs to be good in order to qualify for most loan programs, and a cash-down payment may also be required. If you don’t have all […]
Escrow Agent
Table Of Contents Understanding The Role Of An Escrow Agent During Mortgage Transactions An Escrow Agent, or Escrow Officer, is an unbiased professional who acts as a third party. Their job is to work for both the buyer and the seller. The third-party person must ensure both parties fulfill their obligations as per their […]
What Does A Real Estate Attorney Do
Table Of Contents THE REAL ESTATE ATTORNEY What does a real estate attorney do? Do I need one for the purchase of a home? What will one do for me? These are questions that many people ask when they first hear of a real estate attorney. Everyone knows what a real estate agent does, […]
The Foreclosure Process
Table Of Contents How Long Does The Foreclosure Process Take? A foreclosure is a legal process in which the bank repossesses your home after you’ve defaulted on your payments. Receiving a foreclosure notice, however, does not mean that all is lost. There are still ways you can save your home from foreclosure. You should immediately […]
When You Take Out A Mortgage Your Home Becomes The Collateral
Table Of Contents When You Take Out A Mortgage, Your Home Becomes The Collateral When you take out a mortgage your home becomes the collateral, true or false. Whenever applying for a mortgage or loan, you might be required to put up some collateral as an assurance that you would repay the lending agent […]
Notice Of Lis Pendens Meaning
Table Of Contents What Is A Lis Pendens Real Estate And What Should I Do If I Receive One Lis Pendens Real Estate Meaning Lis Pendens Real Estate meaning usually implies a lawsuit pending. For example, if you want to sell a home that has a Lis pendens, then this formal notice of the […]
Notice Of Default
Table Of Contents Why A Notice of Default Most times missed payments are not intentional. It may be due to a financial setback as a result of dropped or even loss of income, the unforeseen event of an illness, or just the challenges of life striking you. All this is inevitable. Therefore, it is essential […]
