Down Payment Toward Equity Act of 2021-Expained
Table Of Contents1 What is the Down Payment Toward Equity Act of 2021?2 Its Goal3 The Qualification Criteria3.1 You need to be a first-time property buyer;3.2 First-generation homeowner;3.3 Purchase the house as the primary residence;3.4 Use a mortgage that is qualified for government backing to buy the house;3.5 Have annual earnings below 120% median income […]
13 Tips On How To Survive An Upcoming Recession
Table Of Contents1 How to Thrive During an Impending Recession2 Understanding a Recession3 Is an Upcoming Recession on the Horizon?4 Here are 13 strategies for thriving during an upcoming recession:4.1 Plan ahead for economic adversity.4.2 Build up your savings.5 Keep your resume up to date.5.1 Acquire new skills.5.2 Listen to your instincts.5.3 Prioritize debt repayment.6 […]
RESPA Section 8 Explained
Table Of Contents1 RESPA Section 8 Explained2 What is The Real Estate Settlement Procedures Act or RESPA?3 Discrepancies in RESPA4 What is RESPA Section 8?5 Examples of RESPA Section 8 Violations5.1 Here is a more detailed look at some RESPA section 8 violations:6 Discrepancies in RESPA Section 87 Conclusion RESPA Section 8 Explained Just like […]
What Is a Guarantor
Table Of Contents1 What Is a Guarantor?2 Why Do You Need a Guarantor?2.1 Low Credit Score:2.2 Lack Of Rental History:3 What Is The Difference Between a Guarantor And a Co-Signer?4 Who Qualifies To Be a Guarantor?5 Here Is What It Takes To Become One:5.1 Strong credit history:5.2 Willingness To Pay The Debt:6 What To Consider […]
Is Biden’s First Time Homebuyer Act For You
Table Of Contents1 Biden First Time Homebuyer Act2 What is the Biden First Time Homebuyer Act?3 What is the Downpayment Toward Equity Act of 2021?4 How Does It Work, And How Different Is It From The Downpayment Toward Equity Act of 20215 Eligibility For The First Time Homebuyer Act5.1 First-Time Homeownership5.2 Earning A Modest Income […]
Is A Reverse Annuity Mortgage For You
Table Of Contents1 Reverse Annuity Mortgage2 What is a Reverse Annuity Mortgage?3 Requirements to qualify for R.A.M.4 Types of Reverse Mortgages4.1 Proprietary Reverse Mortgages4.2 Home Equity Conversion Mortgages5 Similarities of Proprietary and HECM Reverse Mortgages6 Pros of Proprietary Reverse Mortgages7 Cons of Proprietary Reverse Mortgages8 Pros of A Reverse Annuity Mortgage9 Cons of A Home […]
Christmas Loans Online
Table Of Contents1 Christmas Loans Online Review2 Christmas Loans Online3 Where To Find A Christmas Loan Online3.1 1. LoansMutual3.2 2. First Family Lending3.3 3. CashUSA3.4 4. Dollar Loan Club3.5 5. BadCreditLoans.com3.6 6. Personal Loans.com3.7 7. CashAdvance.com3.8 8. LoanMart – USA and Canada4 Credit Cards5 Friend Or Family Loan6 Wrapping It All Up Christmas Loans Online […]
Who Delivers Your Offer to the Seller
Table Of Contents1 Who Delivers Your Offer to the Seller?2 Two Standard Methods Are:3 Who Delivers Your Offer to the Seller? (Cont.)4 How to Present an Offer to a Seller?5 The Following Steps Apply If You’re Not Able To Deliver An Offer In Person:6 Will Your Offer Be Accepted?7 What Happens After a Buyer Makes […]
Easy Online Loans
Table Of Contents1 Easy Online Loans – Cash In Your Account Fast2 Easy Online Loan Defined3 Why You Should Get An Easy Online Loan4 To iterate, here are the reasons why it’s a good idea to apply for one of these loans:5 Different Kinds Of Easy Online Loans5.1 Installment loans5.2 Payday loans5.3 Lines of credit6 […]
What Is Housing Ratio
Table Of Contents1 HOUSING RATIO – WHAT IS IT?2 WHY IS THE HOUSING RATIO IMPORTANT?3 HOW DO MORTGAGE COMPANIES USE THE HOUSING RATIO FOR LOANS?4 HOW IS THE RATIO CALCULATED? HOUSING RATIO – WHAT IS IT? Buying a new home is exciting, but there are plenty of factors that play a role in the approval. […]
Know Your Tri Merge Credit Report
Table Of Contents1 WHAT IS A TRI MERGE CREDIT REPORT?1.1 Tri Merge Credit Report For Consumers2 THE BIGGER PICTURE3 WHAT IS INCLUDED?4 WHO IS ASKING FOR A TRI MERGE CREDIT REPORT?5 OBTAINING PERMISSION6 HOW TO OBTAIN A TRI MERGE CREDIT REPORT WHAT IS A TRI MERGE CREDIT REPORT? Not all of the information is the […]
Is Better Day Loans Legit
Table Of Contents1 BETTER DAY LOANS PROS AND CONS2 BETTER DAY LOANS – PROS3 BETTER DAY LOANS – CONS4 HERE ARE THE TYPICAL BETTER DAY LOAN TERMS BETTER DAY LOANS PROS AND CONS Is Better Day Loans Legit? Better Day Loans is a tribal lender based in Santa Rosa, California, operated by the Kashia Band […]
How To Avoid Due On Sale Clause
Table Of Contents1 What You Need to Know About The Due on Sale Clause2 What is the Due on Sale Clause?3 Importance of the clause3.1 The lender3.2 The Seller3.3 The Buyer4 Clause Exemptions4.1 • If the borrower dies4.2 • If a spouse files for divorce4.3 • Joined Tenancy5 Consider This Clause Whenever You Think of […]
The Escrow Process – 8 Steps
Table Of Contents1 What Is The Escrow Process2 Key players in the escrow process2.1 Agents2.2 Title Company2.3 Escrow Company2.4 The Lending Company or Lender3 Step by step of the escrow process3.1 1. Open an escrow account3.2 2. Await for the bank appraisal3.3 3. Secure the financing3.4 4. Approval of the seller’s disclosures3.5 5. Get the […]
Home Loan Guide Released By Mortgage Loan Advocate.com
Mortgage Loan Advocate Releases FREE 38 Page Home Loan Guide Press Release DuBois, Pa: MortgageLoanAdvocate.com today announced their Free 38-page Advocates FREE Home Loan Guide. The guide is for future and current homeowners and offers insights into Mortgages, Loan Modifications, Foreclosures, Forbearance, Short Sales, and loads more information. “Best FREE Home Loan Guide To Be […]
Taking a look at the best options for repairing your credit
Table Of Contents1 “Taking a look at the best options for repairing your credit” by: TheCreditPeople2 Choosing the right company3 Why We Recommend The Credit People4 Free Credit Reports & Scores5 Flat Fee6 24hr Account Access7 Score-Driven Results…8 Unbeatable Satisfaction Guarantee… “Taking a look at the best options for repairing your credit” by: TheCreditPeople Credit repair has […]
What Credit Score Do You Start With
Table Of Contents1 WHAT CREDIT SCORE DO YOU START WITH?2 THERE IS NO INFORMATION TO USE WHEN CALCULATING YOUR RATING IF YOU DON’T HAVE A CREDIT HISTORY.3 HOW TO CALCULATE YOUR CREDIT SCORE4 FICO CREDIT SCORE RANGES5 CAN YOU HAVE A CREDIT RATING WITHOUT A CREDIT CARD?6 HOW TO CHECK YOUR SCORE7 WAYS TO ESTABLISH […]
Guide To Rent To Own Homes
Table Of Contents1 THE ONLY GUIDE YOU WILL EVER NEED TO UNDERSTAND “Rent To Own Homes”2 WHAT IS RENT TO OWN?3 HOW DOES A RENT TO OWN HOUSE ARRANGEMENT WORK?4 UPFRONT FEES (NON-REFUNDABLE)5 LEASE-OPTION VS. LEASE-PURCHASE>6 PURCHASE PRICE AGREEMENT7 RENT TO OWN HOMES PROPERTY MAINTENANCE8 IDEAL RENT TO OWN HOME CANDIDATE9 THE BUYER’S PERSPECTIVE ON […]
Escrow Agent
Table Of Contents1 Understanding The Role Of An Escrow Agent During Mortgage Transactions2 What Does the Expert Do?3 Duties of an Escrow Agent4 Disbursing the Funds Held in the Custody of the Escrow Officer5 Who Chooses an Escrow Agent or the Officer?6 The Law and the Binding Agreement7 Escrow Obligations8 What an Escrow Officer […]
What Does A Real Estate Attorney Do
Table Of Contents1 THE REAL ESTATE ATTORNEY2 WHAT DOES THE REAL ESTATE ATTORNEY DO?3 THE ESCROW OFFICER4 DO I REALLY NEED A REAL ESTATE ATTORNEY TO BUY OR SELL PROPERTY? THE REAL ESTATE ATTORNEY What does a real estate attorney do? Do I need one for the purchase of a home? What will one […]
The Foreclosure Process
Table Of Contents1 How Long Does The Foreclosure Process Take?2 What Is The Process Of Foreclosure?2.1 Phase 1: Payment Default.2.2 Phase 2: Notice Of Default. 2.3 Phase 3: Notice Of Trustee’s Sale2.4 Phase 4: Public Auction2.5 Phase 5: Real Estate Owned (REO)2.6 Phase 6: Eviction 3 How long is the process of foreclosure?4 What are your legal […]
When You Take Out A Mortgage Your Home Becomes The Collateral
Table Of Contents1 When You Take Out A Mortgage, Your Home Becomes The Collateral2 When you take out a mortgage your home becomes the collateral, true or false.3 How Does Collateral Work?4 What Are The Different Types Of Collateral?5 Property investment6 Cash secured collateral7 Inventory Financing8 Invoice Collateral9 Blanket Liens10 Comprehending the Collateral Loan Concept10.1 […]
Notice Of Lis Pendens Meaning
Table Of Contents1 What Is A Lis Pendens Real Estate And What Should I Do If I Receive One2 Lis Pendens Real Estate Meaning3 Reasons for filing a Lis Pendens3.1 1. Foreclosure3.2 2. Unpaid invoices3.3 3. Battle of ownership3.4 4. Unpaid taxes on the property4 Lis pendens real estate5 How to find if my house […]
Notice Of Default
Table Of Contents1 Why A Notice of Default2 What Is A Notice Of Default?2.1 3 Credit Providers That Can Issue A Notice Of Default3.1 Such agreements include;4 Contents Of A Notice Of Default.4.1 Regardless, the following is what you should expect to find in the document;5 The Course Of Action After Issuance Of A Default […]
