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Affiliate Disclaimer

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Affiliate Disclosure for MortgageLoanAdvocate.com is outlined below:
In 2015, the Federal Trade Commission released (ftc.gov link to) its new rules for Disclosure Compliance. These rules are set in place to ensure that readers or viewers of web media (blogs, YouTube videos, etc.) know if the blogger/presenter is sponsored, endorsed, or partnered with a different company. In blog terms, the readers need to know if the blogger is making money by sharing a link or product.

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In compliance with the FTC guidelines, please assume the following about links and posts on this site: Any/all of the links on MortgageLoanAdvocate.com are affiliate links of which I receive a small compensation from sales of certain items.

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What are affiliate links?

Purchases are made on external affiliate company websites: When a reader clicks on an affiliate link located on .com to purchase an item, the reader buys the item from the seller directly (not from MortgageLoanAdvocate.com). Amazon and/or other companies pay Mortgage Loan Advocate.com a small commission or other compensation for promoting their website or products through their affiliate program.

Prices are exactly the same for you if your purchase is through an affiliate link or a non-affiliate link. You will not pay more by clicking through to the link.

I use two main types of affiliate programs:

1. Amazon affiliate links.

MortgaeLoanAdvocate.com is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to Amazon properties including, but not limited to, amazon.com. Amazon offers a small commission on products sold through its affiliate links.

If a blogger links to an Amazon product (with a special code for affiliates embedded in the link), and a reader places an item in their “shopping cart” through that link within 24 hours of clicking the link, the blogger gets a small percentage of the sale. Amazon links are not “pay per click.” If you click on the product link and stay around Amazon and purchase something else, however, I will get a commission on that sale.

Anytime you see a link that looks like astore.com/… or amazon.com… it can be assumed that it is an Amazon affiliate link.

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2. Product affiliate links.

These affiliate links work the same way: if you click the link and buy the product, then the blogger gets a percentage of the sale or some other type of compensation. Things like e-book bundles, e-courses, and online packages are usually affiliated links, as well. Again, prices are not different if you use these affiliate links. You will not pay more by clicking through to the link. These links are not “pay per click” unless otherwise denoted.

What about sponsored content?

I do not write sponsored posts. I want to bring you real, unbiased information. However, if a post is sponsored by a company and it is a paid sponsorship, I will disclose this clearly at the beginning of the post.


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AFFILIATE DISCLAIMER: Some of the links on this website are "Affiliate Links". This means if you click on a link and make a purchase, at no cost to you, the site owner may be paid a referral commission. LEARN MORE

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All rights reserved. MortgageLoanAdvocate.com is a registered service mark of The Sandy Valley Companies LLC. The Sandy Valley Companies LLC or MortgageLoanAdvocate.com does not offer loans or mortgages. MortgageLoanAdvocate.com is not a lender or a mortgage broker. MortgageLoanAdvocate.com is a website that provides information about mortgages and loans and does not offer loans or mortgages directly or indirectly through representatives or agents. We do not engage in direct marketing by phone or email towards consumers. Contact our support if you are suspicious of any fraudulent activities or if you have any questions. MortgageLoanAdvocate.com is a news and information service providing editorial content and directory information in the field of mortgages and loans. MortgageLoanAdvocate.com is not responsible for the accuracy of the information or responsible for the accuracy of the rates, APR, or loan information posted by brokers, lenders, or advertisers.

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